AI in FinTech & Open Banking Innovation Training Course

AI within the FinTech Ecosystem

• The evolution of FinTech: shifting from digitisation to intelligent systems
• Key value drivers: personalisation, automation, and fraud detection
• Real-world case studies from challenger banks and AI-led platforms

Open Banking and API Ecosystems

• PSD2, Open Finance, and international Open Banking regulatory frameworks
• APIs designed for account aggregation, payments, and data services
• Development and testing of API integrations using Postman

Machine Learning Driving FinTech Innovation

• Applying supervised and unsupervised ML for credit scoring, KYC, and recommendation systems
• Navigating FinTech data sources: transaction streams and behavioural analytics
• Architecting low-latency ML pipelines for instant decision-making

Conversational AI and Embedded Finance

• Leveraging LLMs and chatbots for digital advisory and customer support
• Implementing voice assistants and natural language interfaces
• Integrating AI into embedded lending, insurance, and savings solutions

RegTech, Ethics, and Regulatory Compliance

• The role of AI in identity verification and Anti-Money Laundering (AML) monitoring
• Addressing fairness, bias, and explainability in financial AI models
• Ethical frameworks for data utilisation and automated processes

Prototyping AI-Enhanced Financial Products

• Utilising rapid prototyping tools and FinTech regulatory sandboxes
• Mapping user journeys to incorporate high-value AI features
• Applying design thinking to foster responsible and inclusive finance

The Future of AI and Open Finance

• Emerging trends in autonomous finance and predictive banking
• AI governance strategies amidst shifting regulatory environments
• Strategic roadmap planning for AI-first product development

Recap and Forward-Looking Steps